Voya Long-Term Disability Insurance Denial

Voya Financial provides disability insurance to help protect policyholders when they can no longer work due to an illness or injury. However, the company has a history of wrongfully denying claims and leaving many without the benefits they deserve.

If Voya denied your long-term disability claim, call Sokolove Law now at (800) 995-1212 for a free case review. We’ll fight hard to get you everything you’re entitled to.

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Voya Disability Denial & Unfair Practices

Insurance companies operate to achieve one goal: create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair long-term disability (LTD) insurance denials.

Voya has a legal duty to policyholders to honor the terms of their insurance policy. If the company denies a legitimate claim, they may be acting in bad faith.

Find out more about Voya disability denials: 

  • Voya Financial is a Fortune 500 company with billions of dollars in assets — yet some policyholders struggle to get the benefits they’re owed.
  • The company has been accused of using unfair tactics to deny valid claims in order to increase their profits.
  • In one case, a woman with cervical degenerative disc disease was denied LTD benefits. The insurer claimed she wasn’t totally disabled and could still work, but the court found that crucial evidence had been ignored and ruled against them.
  • If your Voya long-term disability claim was wrongfully denied, you may have the right to appeal — or file a Voya lawsuit.

By denying claims, Voya may jeopardize a person's financial stability — leading to lost income, depleted savings, home foreclosure, and other serious hardships.

At Sokolove Law, we have over 45 years of experience fighting for families affected by wrongful denials. If Voya denied your claim, contact us now to see if we may be able to seek the benefits you’re owed.

Don't Take No for an Answer

We’ve recovered over $136 Million for clients with denied disability claims. Let us get you the money you deserve.

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Why Would Voya Deny a Disability Claim?

Sometimes, there are valid reasons why a disability claim might be denied, like missing information. However, Voya claim denials may be unjust, leaving you without the benefits you're entitled to.

If your LTD benefits were denied, Voya may have claimed that:

  • You failed to disclose a pre-existing health condition
  • Your medical examinations were insufficient or inadequate
  • There were problems with your paperwork or documentation
  • Your medical condition does not qualify as a “covered” disability
  • Your procedure was elective or not medically necessary

It’s important to remember that a denial is not final. If your Voya long-term disability claim or appeal was denied, you do have legal rights and may still have options to secure the compensation you need.

“Our attorneys handle claims in all 50 states and are well-versed in handling cases against large insurance companies.”
– Ricky LeBlanc, Managing Attorney at Sokolove Law

Our Voya denial attorneys can help you gather the information needed for an appeal in order to potentially reverse the insurer’s decision.

How to Appeal a Denied Voya Claim

Appealing denied Voya long-term disability claims can be difficult to do on your own, especially when you know insurance companies like Voya may be looking for any reason to deny your appeal.

Depending on your case and insurance policy, our LTD attorneys may be able to help you:

  • File an appeal of your denied Voya disability claim
  • Request a second appeal if your Yoya long-term disability appeal was also denied
  • Submit a Voya long-term disability complaint with your state’s Insurance Department to lay the groundwork for legal action

After you’ve gone through the appeals process, your legal team may be able to file a Voya Financial lawsuit to overturn the denial of your claim.

Our attorneys may be able to handle your appeal and fight to reclaim any disability benefits you may be owed — at no out-of-pocket cost to you.

Call (800) 995-1212 now to learn more about your legal options and see if our Voya disability lawyers can help with your case.

“When I got sick and couldn't work anymore, my insurance company denied my long-term disability claim. I felt lost and betrayed. But then I found Sokolove Law. They listened and cared about my story. Now, I have the help I need to move forward.”
– California Woman & Sokolove Law Client 

Filing a Voya Lawsuit for Disability Denial

Once you've appealed your denied Voya claim, weeks may go by before you hear anything. You may need to check in with the insurer to make sure your appeal letter was received and ask how the appeal is progressing.

Before being able to file a Voya lawsuit, you usually have to exhaust the appeals process for denials, which may vary according to your insurance policy:

  • If your appeal is denied, a Voya disability attorney may be able to request a second appeal and help strengthen your claim.
  • If your appeal is denied for a second time, you may be able to file a Voya Financial lawsuit to pursue the benefits you deserve.

By working with Sokolove Law, you can even the playing field and put pressure on your insurance provider to pay you what you’re owed, whether it’s in the form of benefits or a Voya long-term disability settlement.

If you have a case, our attorneys can handle every step of filing a Voya disability lawsuit on your behalf.

Get Help from Our Voya Disability Lawyers

Insurance companies usually have legal teams who are prepared to spare no expense fighting your case. With Sokolove Law, you don’t have to feel intimidated by large insurance companies like Voya.

If you have a case, we can handle the Voya long-term disability appeals process on your behalf.

Our long-term disability appeal attorneys have recovered over $136 Million on behalf of hardworking clients who were wrongfully denied their LTD benefits.

Our team can listen to what’s going on, get some information on your insurance policy, and let you know what your legal options may be — at no cost to you.

Call (800) 995-1212 now or fill out our contact form for a free, no-obligation legal consultation.

Voya Financial Lawsuit FAQs

Does Voya deny long-term disability claims?

Like many disability insurance providers, Voya has been the subject of lawsuits and investigations looking into their practices of wrongfully denying LTD claims.

If Voya denied your claim, our long-term disability denial attorneys may be able to help you appeal their decision. Get started now with a free case review.

What if my Voya disability claim is denied?

If Voya denied your LTD claim, reach out to a long-term disability denial attorney for help filing an appeal and potentially recovering the benefits you deserve.

With experienced legal help on your side, you can focus on your health and recovery, while we focus on the appeals process.

Can I file a Voya lawsuit for disability denial?

Potentially, yes. If Voya denied your long-term disability claim and you’ve already gone through the appeals process, you may be able to file a lawsuit against Voya for disability denial.

Call (800) 995-1212 now to find out if you may be eligible to take legal action following your claim denial.

How much does a Voya disability denial attorney cost?

At Sokolove Law, there are no upfront costs or hourly fees to work with our Voya long-term disability attorneys.

We work on a contingency-fee basis, which means you pay nothing unless we secure compensation for your family.

  1. Fintel. “Goldman Sachs Downgrades Voya Financial (VOYA).” Retrieved from: https://fintel.io/news/goldman-sachs-downgrades-voya-financial-voya-756. Accessed on March 18, 2025.
  2. vLex. “Mead v. Reliastar Life Ins. Co.” Retrieved from: https://case-law.vlex.com/vid/mead-v-reliastar-life-889958826. Accessed on March 18, 2025.
  3. Voya. “Voya Leave Management & Disability Income Coverage.” Retrieved from: https://www.voya.com/workplace-solutions/leave-management-and-disability/. Accessed on March 18, 2025.