Principal Long-Term Disability Insurance Denial

Principal Disability Denial & Unfair Practices

Insurance companies operate to achieve one goal: create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair long-term disability (LTD) insurance denials.

Principal has a legal duty to policyholders to honor the terms of their insurance policy. If the company denies a legitimate claim, they may be acting in bad faith.

Find out more about Principal disability denials: 

• Principal is one of the largest insurance providers in the U.S. and has billions of dollars in assets. However, the company has been accused of using unfair tactics to deny valid claims.
• In one Principal Financial lawsuit, the insurer wrongfully denied LTD benefits to an OB/GYN who had hand tremors. Principal argued that his condition didn’t prevent him from performing his job duties, but the court disagreed.
• If your Principal LTD claim was wrongfully denied, you have the right to fight back by filing an appeal.
• If your appeal is unsuccessful, you may be able to file a Principal Financial lawsuit.

By denying claims, Principal may jeopardize a person's financial stability — leading to lost income, depleted savings, home foreclosure, and other serious hardships.

At Sokolove Law, we have over 45 years of experience fighting for families affected by wrongful denials. If Principal denied your claim, contact us now to see if we may be able to seek the benefits you’re owed.

Why Would Principal Deny a Disability Claim?

Sometimes, there are valid reasons why a disability claim might be denied, like missing information. However, Principal claim denials may be unjust, leaving you without the benefits you're entitled to.

If your LTD benefits were denied, Principal may have claimed that:

• You failed to disclose a pre-existing health condition
• Your medical examinations were insufficient or inadequate
• There were problems with your paperwork or documentation
• Your medical condition doesn't qualify as a “covered” disability
• Your procedure was elective or not medically necessary

It’s important to remember that a denial is not final. If your Principal long-term disability claim or appeal was denied, you do have legal rights and may still have options to secure the compensation you need.

Our Principal disability denial attorneys can help you gather the information needed for an appeal in order to potentially reverse the insurer’s decision.

How to File a Principal Disability Appeal

Appealing denied Principal long-term disability claims can be difficult to do on your own, especially when you know insurance companies like Principal may be looking for any reason to deny your appeal.

Depending on your case and insurance policy, our LTD attorneys may be able to:

• File an appeal of your denied Principal disability claim
• Request a second appeal if your Principal long-term disability appeal was also denied
• Submit a Principal long-term disability complaint with your state’s Insurance Department to lay the groundwork for legal action

After you’ve gone through the appeals process, your legal team may be able to file a Principal insurance lawsuit to overturn the denial of your claim.

Our attorneys may be able to handle your appeal and fight to reclaim any disability benefits you may be owed — at no out-of-pocket cost to you.

Call (800) 995-1212 now to learn more about your legal options and see if we can help with your case.

“After a challenging legal battle, Sokolove Law achieved a favorable outcome, and I finally received the benefits I had paid for. I can’t express enough gratitude to Sokolove Law for being my ally in the fight. They stood by me and advocated for my rights.”
– Illinois Truck Driver with a Denied LTD Claim

Principal Financial Group Lawsuits

Once you've appealed your denied Principal claim, weeks may go by before you hear anything. You may need to check in with the insurer to make sure your appeal letter was received and ask how the appeal is progressing.

Before being able to file a Principal disability lawsuit, you usually have to exhaust the appeals process for denials, which may vary according to your insurance policy:

• If your appeal is denied, a Principal disability attorney may be able to request a second appeal and help strengthen your claim.
• If your appeal is denied for a second time, you may be able to file a Principal Financial lawsuit to pursue the benefits you deserve.

By working with Sokolove Law, you can even the playing field and put pressure on your insurance provider to pay you what you’re owed, whether it’s in the form of benefits or a Principal long-term disability settlement.

If your appeals are unsuccessful, our attorneys can handle every step of filing a Principal disability lawsuit on your behalf.

Let Our Principal Disability Denial Attorneys Fight for You

Insurance companies usually have legal teams who are prepared to spare no expense fighting your case. With Sokolove Law, you don’t have to feel intimidated by large insurance companies like Principal.

If you have a case, we can handle the Principal long-term disability appeals process on your behalf.

Our long-term disability appeal attorneys have recovered over $133 Million on behalf of hardworking clients who were wrongfully denied their LTD benefits.

Our team can listen to what’s going on, get some information on your insurance policy, and let you know what your legal options may be — at no cost to you.

Call (800) 995-1212 now or fill out our contact form for a free, no-obligation legal consultation.

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