New York Life Long-Term Disability Denial

New York Life Disability Denial & Unfair Practices

Insurance companies operate to achieve one goal: create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair long-term disability (LTD) insurance denials.

New York Life has a legal duty to policyholders to honor the terms of their insurance policy. If the company denies a legitimate claim, they may be acting in bad faith.

Find out more about New York Life disability denials: 

• New York Life Insurance Company was founded in 1845 and is one of the largest insurance providers in the world. However, the company has been accused of using unfair tactics to deny valid claims.
• In one case, a doctor with a blood disorder had fatigue, headaches, and joint and muscle pain. New York Life denied his LTD benefits, claiming he wasn’t totally disabled and could still do parts of his job. The court awarded the doctor the benefits he was owed and additional compensation.
• You may have the right to appeal a wrongfully denied New York Life disability claim — or file a New York Life lawsuit if your appeal is unsuccessful.

By denying claims, New York Life may jeopardize a person's financial stability — leading to lost income, depleted savings, home foreclosure, and other serious hardships.

At Sokolove Law, we have over 45 years of experience fighting for families affected by wrongful denials. If New York Life denied your claim, contact us now to see if we may be able to seek the benefits you’re owed.

Top 5 Reasons New York Life May Deny a Disability Claim

Sometimes, there are valid reasons why a disability claim might be denied, like missing information. However, New York Life claim denials may be unjust, leaving you without the benefits you're entitled to.

If your LTD benefits were denied, New York Life may have claimed that:

• You failed to disclose a pre-existing health condition
• Your medical examinations were insufficient or inadequate
• There were problems with your paperwork or documentation
• Your medical condition does not qualify as a “covered” disability
• Your procedure was elective or not medically necessary

It’s important to remember that a denial is not final. If your New York Life long-term disability claim or appeal was denied, you do have legal rights and may still have options to secure the compensation you need.

Our New York Life LTD lawyers can help you gather the information needed for an appeal in order to potentially reverse the insurer’s decision.

How to Appeal a New York Life Claim Denial

Appealing denied New York Life long-term disability claims can be difficult to do on your own, especially when you know insurance companies like New York Life may be looking for any reason to deny your appeal.

Depending on your case and insurance policy, our LTD attorneys may be able to help you:

• File an appeal of your denied New York Life disability claim
• Request a second appeal if your New York Life long-term disability appeal was also denied
• Submit a New York Life long-term disability complaint with your state’s Insurance Department to lay the groundwork for legal action

After you’ve gone through the appeals process, your legal team may be able to file a New York Life lawsuit to overturn the denial of your claim.

Our attorneys may be able to handle your appeal and fight to reclaim any disability benefits you may be owed — at no out-of-pocket cost to you.

Call (800) 995-1212 now to learn more about your legal options and see if our New York Life disability denial lawyers can help with your case.

“After a challenging legal battle, Sokolove Law achieved a favorable outcome, and I finally received the benefits I had paid for. I can’t express enough gratitude to Sokolove Law for being my ally in the fight. They stood by me and advocated for my rights.”
– Illinois Truck Driver with a Denied LTD Claim

New York Life Disability Lawsuits for Denied Claims

Once you've appealed your denied New York Life claim, weeks may go by before you hear anything. You may need to check in with the insurer to make sure your appeal letter was received and ask how the appeal is progressing.

Before being able to file a New York Life lawsuit, you usually have to exhaust the appeals process for denials, which may vary according to your insurance policy:

• If your New York Life disability appeal is denied, our attorneys may be able to request a second appeal and help strengthen your claim.
• If your second appeal is denied, you may be able to file a New York Life lawsuit to pursue the benefits you deserve.

At Sokolove Law, our New York Life disability appeal attorneys can even the playing field and put pressure on your insurance provider to pay you what you’re owed, whether it’s in the form of benefits or a New York Life long-term disability settlement.

If you have a case, our attorneys can handle every step of filing a New York Life disability lawsuit on your behalf.

Get Help from Our New York Life Disability Denial Lawyers

Insurance companies usually have legal teams who are prepared to spare no expense fighting your case. With Sokolove Law, you don’t have to feel intimidated by large insurance companies like New York Life.

If you have a case, our New York Life disability denial lawyers can handle the appeals process on your behalf.

We’ve recovered over $133 Million on behalf of hardworking clients who were wrongfully denied their LTD benefits.

Our team can listen to what’s going on, get some information on your insurance policy, and let you know what your legal options may be — at no cost to you.

Call (800) 995-1212 now or fill out our contact form for a free, no-obligation legal consultation.

New York Life Insurance & Long-Term Disability FAQs