Allstate Disability Insurance & Denied Claims
Insurance companies like Allstate have one goal: to create wealth for their executives and investors. This wealth may be generated at the expense of policyholders through unfair claim denials, as long-term disability (LTD) insurance denials provide a clear path to increased profits
Insurance companies have a legal duty to their policyholders to act in good faith and fair dealing. If Allstate denies a legitimate claim, they may be acting in bad faith.
Unfair disability insurance claim denial is one way Allstate may fail to meet its duty as an insurer, which has already resulted in countless lawsuits across the country.
When Allstate denies claims, it can be devastating to a person’s financial stability and may result in an immediate loss of income, savings, home, and more.
There are options to fight back against a denied disability claim. We may be able to help you appeal the denial and secure any benefits you may be owed.
What Can I Do If Allstate Denied My Claim?
Every state has laws banning bad faith insurance practices. However, large insurance companies like Allstate have resources at their disposal that can make filing a successful appeal difficult.
If your Allstate claim was denied, please know: You do have legal rights and may still have options to secure the compensation you need.
Depending on your Allstate long-term disability policy, you may be able to work with long-term disability denial attorneys to:
- File an Allstate disability appeal over your denied LTD claim
- Request a second appeal if your initial appeal was denied
- Submit an Allstate complaint with your state’s Insurance Department
- File an Allstate disability lawsuit
- Negotiate an Allstate bad faith settlement if possible
- Take your case to court in some instances
Call (800) 995-1212 now or fill out our contact form to learn more about your legal options and see if we can help with your case.
“Through all the ups and downs, Sokolove Law stood by my side. They guided me through the legal process, explaining everything in a way that made sense to me. With their expertise, I felt like I had a fighting chance.”
– Massachusetts Mechanic & Firm Client
Allstate Appeal Process: How to Fight a Denied Claim
The Allstate appeals process can be difficult to navigate on your own, as insurance companies may purposefully make the process confusing in hopes that you’ll give up on your claim.
At Sokolove Law, our team will work to make the appeals process as stress-free as possible, so you can focus on your health and loved ones.
Insurance providers will look for any reason to deny your long-term disability claim, but our attorneys know their tactics and can build a strong appeal that withstands their scrutiny.
Our Allstate long-term disability denial lawyers have the experience and resources needed to appeal the company's decision and fight for compensation on your behalf. We can gather all of the necessary evidence to support your appeal.
There are no upfront costs or hourly fees to work with our Allstate disability insurance denial lawyers. We only get paid if we’re able to successfully recover compensation for you.
Don't Give Up on Your Benefits
We've helped thousands of clients across the country challenge their insurer's decision and secure the benefits they deserve. Contact us now to get started.
What Happens After You Appeal an Allstate Disability Denial
After you appeal your denied Allstate claim, weeks may go by before you hear anything. You may need to check in with the insurer to make sure your appeal letter was received and ask how the appeal is progressing:
- If your appeal is denied, you should consider working with an Allstate disability attorney who may be able to request a second appeal and help strengthen your claim.
- If your appeal is denied for a second time, it’s important to remember that you may still have options.
After you’ve gone through the appeals process, your legal team may be able to file a lawsuit for Allstate long-term disability insurance to overturn the denial of your claim.
“Sokolove Law stepped up to the plate, ready to take on the insurance company and hold them accountable for their denial. After a challenging legal battle, Sokolove Law achieved a favorable outcome. I can’t express my gratitude enough.”
– Illinois Truck Driver with a Denied LTD Claim
How to File an Allstate Bad Faith Lawsuit
Depending on the specifics of your long-term disability policy, you’ll likely have to go through the appeals process before you can file an Allstate bad faith lawsuit over a denied LTD claim.
Insurance companies usually have legal teams who are prepared to spare no expense fighting your case.
By working with Sokolove Law, you can even the playing field and put pressure on your insurance provider to pay you what you’re owed, whether it’s your benefits or Allstate lawsuit settlements.
If you have a case, our attorneys can handle the appeals process and file an Allstate lawsuit if necessary — before it’s too late to take action.
Deadlines on Filing an Allstate Lawsuit
Laws known as statutes of limitations restrict the amount of time you have to take legal action against insurance companies.
Once the deadline passes, you won’t have the opportunity to file an Allstate disability denial lawsuit ever again.
This makes it incredibly important to contact Sokolove Law as soon as possible after your disability insurance claim is denied by Allstate.
Our experienced Allstate disability lawyers can help you understand the deadlines in your state and take action on your behalf before these deadlines pass.
Get Help from Our Experienced Allstate Disability Claim Lawyers
If your Allstate long-term disability claim has been denied, you may have options to fight back and pursue your LTD benefits — and Sokolove Law may be able to help.
Over the last 45+ years, our long-term disability appeal attorneys have recovered over $131 Million on behalf of hardworking clients who were wrongfully denied their LTD benefits.
Call (800) 995-1212 now or get a free case evaluation to see if our Allstate lawyers can help you.
Allstate Denied Long-Term Disability Claims FAQs
Is Allstate known for denying claims?
Unfortunately, yes. Like other long-term disability insurance providers, Allstate has been involved in lawsuits regarding their wrongful denial of LTD claims.
If your Allstate long-term disability claim was denied, our disability denial attorneys may be able to help you appeal their decision. Contact us today to learn more.
Why was my Allstate long-term disability claim denied?
If your long-term disability benefits were denied, Allstate may have claimed:
- You failed to disclose a pre-existing health condition
- Your medical examinations were insufficient or inadequate
- There were problems with your paperwork or documentation
- Your medical condition does not qualify as a “covered” disability
- Your procedure was elective, not medically necessary
Allstate claim denial tactics often include alleging a policyholder’s injury doesn’t prevent them from performing all workplace duties.
Even if you met all of the Allstate long-term disability requirements, it’s possible they still denied your claim — but you do have legal rights and options.
Call Sokolove Law now at (800) 995-1212 to get a free case review and learn more about your options.
Can I appeal Allstate denied disability claims?
Yes. If your Allstate long-term disability claim is denied, you can file an appeal, but insurance companies like Allstate may look for reasons to not pay your disability benefits.
Any mistake on an appeal could end up costing you in the long run — but experienced Allstate disability lawyers with Sokolove Law may be able to handle the paperwork and appeals process on your behalf.
How do I appeal a denied claim with Allstate?
If Allstate denied your claim, it is in your best interest to contact a long-term disability denial attorney for help challenging their decision and potentially recovering your benefits.
With experienced legal help on your side, you can focus on your health and recovery, while we focus on the appeals process. Learn more about your legal options today during a free case review.
Can I sue if Allstate denied my claim?
Potentially, yes. If your Allstate long-term disability claim has been denied and you’ve gone through the appeals process already, you may be eligible to file an Allstate disability insurance lawsuit.
An attorney can help you determine if this is possible. Find out if you may be eligible to file an Allstate lawsuit now by calling (800) 995-1212 or filling out our contact form.
How much does an Allstate lawyer cost?
At Sokolove Law, our Allstate LTD attorneys work on a contingency-fee basis, which means there are no upfront or out-of-pocket fees. We only get paid if your case results in compensation.
What are Allstate insurance bad faith claims?
Bad faith claims against Allstate long-term disability insurance involve disputes over denied or delayed benefit payments.
In these claims, some policyholders state that Allstate did not fulfill its obligations or acted dishonestly or unfairly when handling their long-term insurance claims.
Are Allstate disability claims difficult?
Unfortunately, many Allstate policyholders have found the company difficult to deal with. Allstate has been accused of:
- Delaying claims needlessly
- Making unnecessary requests for information
- Further complicating the claims process
If Allstate denied your claim, call Sokolove Law now at (800) 995-1212 for help fighting back.
How much does Allstate pay for long-term disability?
Allstate long-term disability benefit payments can be between $400 and $6,000 a month or 60% of your monthly income, whichever is less. The amount of money you receive for Allstate disability benefits depends on your income and individual policy.
How long does it take Allstate to process a claim?
Under the Employee Retirement Income Security Act of 1947 (ERISA), Allstate has 45 days to review and respond to your initial claim. However, the company may request a 30-day extension to review your claim if they ask you to send additional information.
Between multiple requests for more information and additional extensions, the entire process could continue for up to 6 months.
In some cases, insurance companies like Allstate may purposefully delay claims, as you can't appeal without an official denial letter.
If you believe Allstate is using delay tactics with your claim, consider contacting an attorney as soon as possible.
How long does Allstate long-term disability last?
The duration of Allstate long-term disability benefits depends on how long your medical condition prevents you from working. However, most long-term disability plans pay benefits until age 65.
If Allstate wrongfully denied or terminated your long-term disability benefits, get a free case review now to learn about your legal options.
